
Stephen Bell - Founder and Director
I established Crucial Data & Analytics in 2016 to enable me to be 100% client focused, partnering with Managing Directors, Chief Financial Officers and Heads of Commercial Risk to increase their productivity without the need to increase their resource count.
My broad skill base enables me to align systems development, data interrogation and interpretation, financial controls, data management and complex reporting for the forward growth requirements of the organisations I work with.
Built on a central theme of business understanding, client delivery and satisfaction our services provide innovation through data and analytics covering 6 key areas, including:
- Workers Compensation Analytics
- Safety Analytics
- Human Resource Analytics
- Financial Analysis
- Strategic Advice
- Machine Learning
‘Business – big or small it’s all about risk – how much you understand, how much you want to take, and how much you want someone else to take’

Monica Bell - Principal Owner
After more than 13 years in the broker consulting market I am excited about partnering with an industry leader to deliver a solution that assists all types of businesses better understand and manage their risks through providing meaningful insights.
Data has been a key hot topic for a few years now, but its provision of meaningful insights and ability to quantify the various variables has provided many hurdles for many businesses. Crucial Data and Analytics has built a solid foundation by delivering these meaningful insights. Insight has become the enabler of innovation because of the speed and quality of decision making required within an organisation. High quality interpretation of data is what will drive transformational change and has the potential to deliver innovation instantaneously.
I look forward to adding value to our clients by the provision of custom dashboard reporting in all risk areas, as well as helping clients understand and connect their data to their operational day to day through our consulting capability.